Affirm
affirm.comBuy now pay later without the fees
Finance & Fintechbuy-now-pay-laterbnplinstallment-paymentsconsumer-financefintechshoppingcredit
About
Affirm is a buy now, pay later (BNPL) financial service that lets shoppers split purchases into flexible installment plans. Users can choose interest-free Pay in 4 payments or longer monthly plans with transparent, upfront pricing and no hidden fees. Affirm also offers a debit card and money account for broader everyday spending flexibility.
Problem
Consumers want to make purchases they can't fully afford upfront without incurring surprise fees or hidden charges.
For
Online shoppers and consumers looking to spread purchase costs over time
How it works
Shoppers select Affirm at checkout and choose a payment plan (Pay in 4 or monthly installments), with total cost shown upfront before committing.
Business model
freemium
Status
launched
Company
Affirm, Inc.