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AnnualCreditReport.com

Spot identity theft early. Review your credit reports.

Finance & Fintechcredit-reportidentity-theftpersonal-financeconsumer-protectionfree-credit-reportcredit-monitoring
AnnualCreditReport.com screenshot

About

AnnualCreditReport.com is the official federally mandated website where U.S. consumers can request free copies of their credit reports from the three major credit reporting agencies. Federal law entitles every consumer to one free report per agency every 12 months. The service helps users monitor their credit history and detect identity theft early.

Problem

Consumers need an easy, official way to access their free credit reports to monitor financial health and catch identity theft early.

For

U.S. consumers who want to review their credit reports

How it works

Users request their free annual credit reports directly from the site, which pulls data from the three major credit reporting companies as authorized by federal law.

Business model

free

Status

launched

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