EarnIn
earnin.comYou worked today. Get paid today.
Finance & Fintechearned-wage-accesscash-advancepayrollpersonal-financemobile-appfintechearly-pay
About
EarnIn is a mobile app that provides workers with early access to wages they've already earned before their scheduled payday. Users can cash out up to $150 per day and $1,000 per pay period with no mandatory fees, no interest, and no credit check. Additional features include Early Pay (paycheck up to 2 days early), Balance Shield alerts, and automatic savings tools.
Problem
Workers have to wait for scheduled paydays to access money they've already earned, causing cash flow stress between paychecks.
For
Hourly and salaried workers who need access to earned wages before payday
How it works
Users link their bank account and verify work details in the app, then can instantly request a portion of their already-earned wages via Cash Out, with free standard transfers in 1–2 business days or instant transfers via an optional paid Lightning Speed feature.
Business model
freemium
Status
launched
Company
EarnIn