Emma
Take control of your money

Emma is a personal finance app that connects all your bank accounts in one place, enabling users to track budgets, manage subscriptions and bills, save money, invest, and send payments. It uses open banking to analyse transactions and provide spending insights. The app also offers rent reporting to credit bureaus and tiered premium plans with advanced features.
Users connect their bank accounts via open banking, and Emma aggregates transactions, categorises spending, tracks bills and subscriptions, and surfaces insights to help users budget and save.
individuals looking to manage their personal finances and budgets
Background.
- Status
- launched
- Business model
- freemium
- Company
- Emma Technologies
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