Lums
You need a budget but you deserve Lums

Lums is an AI-powered personal budgeting app that connects to bank accounts via Plaid and uses double-entry bookkeeping to ensure mathematically accurate financial tracking. It offers automatic transaction categorization, real-time balance forecasting, and a conversational AI interface for querying your finances in plain English. The app consolidates checking, savings, credit, and investment accounts into a single dashboard with multi-currency support.
Lums connects to bank accounts via Plaid, automatically categorizes transactions using double-entry bookkeeping, and provides an AI chat interface to answer financial questions and build budgets in minutes.
individuals looking to manage personal finances and budgeting
Background.
- Status
- launched
- Business model
- subscription
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