MortWise
mortwise.netlify.appAI-powered mortgage comparison and stress-testing across 50+ markets
Finance & Fintechmortgagepersonal-financeai-toolsreal-estatefinancial-calculatorstress-testingaffordability
About
MortWise is an AI-powered mortgage assistant that helps users compare fixed, variable, and split-rate mortgage scenarios across 52 housing markets. It provides affordability estimates, rate-rise stress tests, stamp duty calculations, and first-time buyer scheme eligibility checks. A built-in AI assistant answers questions about individual mortgage scenarios, with advanced features like overpayment simulation and buy-to-let analysis available in the paid tier.
Problem
Homebuyers struggle to understand the true long-term cost of a mortgage and how rate changes or different structures will affect their finances.
For
prospective homebuyers and property investors comparing mortgage options
How it works
Users input income, deposit, and market details; MortWise applies local lender rules and AI-generated rate data to produce scenario comparisons, stress tests, and affordability estimates.
Business model
freemium
Status
launched