Nova Credit
novacredit.comThe Power to Underwrite Anyone
Finance & Fintechcredit-dataunderwritingfintechalternative-dataincome-verificationopen-bankingconsumer-lending
About
Nova Credit is a credit infrastructure and analytics platform that helps businesses access unified consumer credit data from multiple sources, including international credit bureaus, bank data aggregators, payroll systems, and automated document data. It offers products such as Cash Atlas for bank transaction-based risk assessment, Income Navigator for income verification, Credit Passport for approving newcomers, and Eligibility Compass for asset verification. The platform is designed to accelerate lending decisions and expand credit access while maintaining FCRA compliance.
Problem
Traditional credit data sources leave many consumers—especially newcomers and thin-file individuals—unable to access mainstream credit products.
For
Lenders, property managers, and financial services businesses seeking to expand credit access and improve underwriting
How it works
Nova Credit aggregates consumer-permissioned data from international credit bureaus, bank accounts, payroll systems, and documents into a single platform that lenders use to assess creditworthiness and verify income or assets.
Business model
unknown
Status
launched
Company
Nova Credit