PayPal
paypal.comPay, send, and save smarter
Finance & Fintechpaymentsdigital-walletfintechcryptorewardsbuy-now-pay-laterpeer-to-peer
About
PayPal is a financial technology platform that allows users to send money, make payments online and in stores, earn rewards, and manage savings. It offers a debit card, a credit card with special financing, crypto trading, and FDIC-insured savings through Synchrony Bank. Users can shop at millions of merchants worldwide using encrypted, secure transactions.
Problem
People need a secure, convenient way to pay, send money, and manage finances both online and in stores.
For
consumers and online shoppers
How it works
Users create a PayPal account to link their bank accounts or cards, then pay online or in stores, send money to others, earn rewards, and optionally use credit or crypto features within the app.
Business model
freemium
Status
launched
Company
PayPal Holdings, Inc.