Thought Machine
thoughtmachine.netCore banking and payments technology built natively for the cloud.
Finance & Fintechcore-bankingcloud-nativefintechpaymentsmicroservicesb2benterprise

About
Thought Machine provides cloud-native core banking and payments software through its Vault platform, consisting of Vault Core and Vault Payments. The platform gives banks full control to build, configure, and run any financial product or payment scheme without legacy code constraints. It is trusted by major global banks including JPMorgan Chase, Lloyds Banking Group, and ING.
Problem
Traditional core banking systems rely on legacy, pre-cloud code that limits flexibility, scalability, and a bank's ability to build and launch new financial products.
For
Banks ranging from Tier 1 multinationals to regional banks and fintech companies
How it works
Vault Core and Vault Payments are built from scratch as cloud-native, microservices-based platforms with an API-first architecture and a smart contracts configuration layer, allowing banks to deploy on any cloud infrastructure and build any financial product.
Business model
unknown
Status
launched
Company
Thought Machine