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Actual Budget screenshot
/ About /

Actual Budget is a privacy-focused, local-first personal finance app built around the envelope budgeting methodology. It offers multi-device sync, optional end-to-end encryption, bank sync integrations, and powerful reporting tools. Users own their data and can self-host the syncing service, keeping full control of their financial information.

/ How it works /

Users install Actual Budget as a local app, optionally self-host a sync server, and manage their finances using envelope budgeting with bank sync, transaction imports, and custom reports.

/ Who it's for /

Individuals who want to take control of their personal finances with privacy and data ownership

/ More info /

Background.

Status
launched
Business model
open-source
/ Discovered patterns /

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