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Klarna screenshot
/ About /

Klarna is a fintech platform that offers flexible, interest-free payment options for online and in-store purchases. It provides a consumer money app with features like a Klarna Card (Visa), cashback rewards, balance account, and buy-now-pay-later financing. Klarna also offers membership plans with additional perks such as deals, mobile plans, and purchase protection.

/ How it works /

Users shop online or in-store using the Klarna app or Klarna Card, choosing from flexible payment plans including interest-free installments, with optional membership for enhanced rewards and deals.

/ Who it's for /

everyday consumers looking for flexible and interest-free payment and money management options

/ More info /

Background.

Status
launched
Business model
freemium
Company
Klarna Bank AB
/ Discovered patterns /

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