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Klarna

A secure, flexible way to manage your money

Finance & Fintechbuy-now-pay-laterpaymentsconsumer-financedebit-cardcashbackfintechmobile-payments
Klarna screenshot

About

Klarna is a fintech platform that offers flexible, interest-free payment options for online and in-store purchases. It provides a consumer money app with features like a Klarna Card (Visa), cashback rewards, balance account, and buy-now-pay-later financing. Klarna also offers membership plans with additional perks such as deals, mobile plans, and purchase protection.

Problem

Consumers need a flexible, secure way to manage everyday payments and spread costs without paying high interest.

For

everyday consumers looking for flexible and interest-free payment and money management options

How it works

Users shop online or in-store using the Klarna app or Klarna Card, choosing from flexible payment plans including interest-free installments, with optional membership for enhanced rewards and deals.

Business model

freemium

Status

launched

Company

Klarna Bank AB

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