Prosper
Money when you need it. Fast, easy, secure.

Prosper is an online financial services platform offering personal loans up to $50,000, a secured credit card, and investment products. Founded in 2005, it provides fully online applications with next-day funding and no prepayment penalties. The platform also includes credit tracking tools and an IRA/investing product for portfolio diversification.
Users apply online for a personal loan, credit card, or investment account; loan rates are returned in one minute with no credit impact, and funds can be deposited as soon as the next business day.
Individuals seeking personal loans, credit-building tools, or alternative investment opportunities
Background.
- Status
- launched
- Business model
- unknown
- Company
- Prosper Marketplace, Inc.
- Launched
- 2005
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