Upgrade
upgrade.comPersonal loans, cards, and rewards checking to build your future
Finance & Fintechpersonal-loanscredit-cardrewards-checkingfintechcash-backsavingsbanking
About
Upgrade is a financial technology platform offering personal loans up to $50,000 at fixed rates, a cash back credit card, and a rewards checking account with direct deposit benefits. It provides consumers with accessible credit and banking tools through partner banks. The platform also offers a Performance Savings account with competitive APY.
Problem
People need accessible, affordable personal credit and modern banking tools with real rewards in one place.
For
consumers seeking personal loans, credit cards, or rewards-based checking accounts
How it works
Users apply for loans or cards online, get a rate check without impacting their credit, and manage their accounts via a mobile app backed by partner banks.
Business model
freemium
Status
launched
Company
Upgrade, Inc.
Launched
2017